Guaranteed support
Federally Subsidized Plans
About Better Insurances
Are you worried about what an unexpected hospital bill or medical emergency in the United States could do to your family's savings? A single urgent visit without proper coverage can wipe out years of hard work. At Better Insurances (also searched by our clients as Better Insurance), we build practical, affordable protection tailored to your household budget.
Operating legally as Better Insurances Pro LLC from our headquarters in Orlando, Florida, our licensed advisors evaluate your household income and tax profile to qualify you for low-cost plans through the Health Insurance Marketplace (ACA / Obamacare), Medicare, and supplemental coverage. You get preventive care, specialist visits, emergency protection, and prescriptions at a monthly rate you can truly afford.
Who Are We?
We are more than an insurance agency; we are a family-owned business with a clear mission: to protect your family's health and finances as if they were our own. We know that comparing deductibles, copays, hospital networks, and federal tax credits can feel overwhelming, which is why we provide clear, honest, and friendly guidance in both English and Spanish.
From our main office at 9501 Satellite Blvd, Orlando, FL 32837, our licensed advisors help self-employed workers, individuals, and families all year round—not only during enrollment, but whenever you need to select a primary care doctor, update your income subsidy, or coordinate with your insurance carrier.
Speak with an advisor today
Human commitment
100% Family-Owned Agency
Benefits of Our Health Insurance Plans
Quality medical insurance in the United States does not have to break your budget. We maximize federal tax credits and compare top regional carriers to keep your monthly premium low.
Low-Cost Subsidized Medical Plans (ACA)
We review your estimated annual household income to unlock Affordable Care Act (ACA / Marketplace) premium tax credits and Silver Cost-Sharing Reductions (CSR), often qualifying families for $0 to ultra-low monthly premiums.
Comprehensive Family Protection
Our health plans cover 100% of preventive checkups, emergency room visits, ambulance transport, maternity care, lab work, surgeries, and prescription medications while protecting your family savings.
Broad Network of Doctors & Hospitals
We partner with leading regional and national carriers in your zip code so your family has direct access to trusted primary care physicians, pediatricians, specialists, and accredited hospitals.
Supplemental Coverage & Medicare
Round out your medical coverage with Dental, Vision, Hearing, Accident Indemnity, Hospital Confinement, and Critical Illness plans, plus dedicated Medicare Advantage and Medigap guidance for seniors 65+.
How Our Free Advisory Works & Available Plan Types
At Better Insurances, we make getting covered simple in 3 transparent steps while comparing the best plan category for your household and state.
1. Free Eligibility & Subsidy Check
In just a few minutes, we review your zip code, household size, and estimated annual income to calculate the exact federal tax credit (APTC) you qualify for.
2. Doctor Network & Copay Comparison
We verify that your preferred doctors and prescriptions are covered in-network and compare deductibles, specialist copays, and annual out-of-pocket maximums side by side.
3. Official Enrollment & Year-Round Care
We activate your policy directly with the official insurance carrier at the exact regulated rate and support you free of charge all year with renewals, claims, and life changes.
Health Insurance Coverage Options at a Glance
| Plan Category | Best Suited For | Estimated Monthly Premium | Core Included Benefits |
|---|---|---|---|
| ACA Health Insurance Marketplace (Obamacare) | Families, individuals, and 1099 / self-employed workers without affordable employer coverage | $0 to $65/month after federal premium tax credits (based on household income) | 10 Essential Health Benefits, 100% free preventive care, ER, maternity, prescriptions, and full pre-existing condition protection |
| Supplemental Plans (Dental, Vision, Accident) | Individuals and families wanting zero surprise out-of-pocket bills or deductible protection | $15 to $45/month for individual or family packages | Dental cleanings and major work, eyeglasses/contacts, hearing aids, and direct cash payouts for accidents or hospital stays |
| Medicare (Medicare Advantage & Supplement) | Adults aged 65+ and eligible Social Security disability beneficiaries | From $0/month on many Medicare Advantage (Part C) plans depending on county | Hospital (Part A), medical (Part B), prescription drugs (Part D), plus extra dental, vision, hearing, and transportation benefits |
Actively Licensed Across 16 U.S. States
Headquartered at 9501 Satellite Blvd, Orlando, FL 32837, Better Insurances Pro LLC holds active insurance licenses to advise and enroll individuals and families by phone and video across 16 states: Florida, Texas, Georgia, North Carolina, South Carolina, Virginia, Maryland, Pennsylvania, Ohio, Indiana, Illinois, Tennessee, Missouri, Arizona, Michigan, and Alabama. Every quote reflects official rates regulated by each state's Department of Insurance and the Centers for Medicare & Medicaid Services (CMS).
What Our Clients Say
Read real experiences from families who secured affordable medical coverage with our advisors.
"Thanks to Better Insurances, my family has the peace of mind of having comprehensive medical coverage at a price we can afford. Their team was very professional and helped us find the perfect plan."
Carlos Rodríguez
Verified client since 2022
"The application process was quick and uncomplicated. I was surprised by the number of benefits I got with my plan. Better Insurances truly cares about its clients' well-being."
Ana Martínez
Verified client since 2021
Frequently Asked Questions About Health Insurance
Clear answers on eligibility requirements, federal subsidies, enrollment windows, and coverage in the U.S.
Eligibility for Health Insurance Marketplace (ACA) tax credits depends on three main factors: your estimated annual household income, the number of people in your tax household, and having an eligible U.S. citizenship or lawful immigration status. Our licensed advisors calculate your maximum subsidy for free in under 10 minutes.
No. Our consultation, plan comparison, official enrollment, and year-round customer support are 100% free. Health insurance premiums are strictly regulated by state and federal law—you pay the exact same official rate as buying directly from the carrier, with the added protection of a dedicated family agency.
We are actively licensed in 16 U.S. states (Florida, Texas, Georgia, North Carolina, South Carolina, Virginia, Maryland, Pennsylvania, Ohio, Indiana, Illinois, Tennessee, Missouri, Arizona, Michigan, and Alabama), with our main headquarters at 9501 Satellite Blvd, Orlando, Florida 32837. We assist clients in person, by phone, and online so you can get covered quickly from any of these states.
Yes! Alongside primary ACA Marketplace and Medicare plans, we customize affordable supplemental packages covering dental, vision, hearing, accident indemnity, critical illness, and hospitalization so your family is shielded from unexpected deductibles.
You only need the full names and dates of birth for each family member seeking coverage, your residential address and zip code, an estimate of your annual household income, and your U.S. legal status documentation (Social Security number, Employment Authorization Document, permanent resident card, or eligible visa/immigration notice).
The annual Open Enrollment Period begins November 1 each year. Outside of Open Enrollment, you can still enroll year-round through a Special Enrollment Period (SEP) if you experience a qualifying life event such as moving to a new zip code, losing prior health coverage, a change in household income, marriage, birth of a child, or an updated immigration status.
Contact Us
Complete the form below or call us directly. A licensed advisor from Better Insurances will reach out today to review your options for free.
Official Contact Information
Direct Phone
+1 (689) 237-6716
Email Address
asesorias@better-insurance.com
Main Office
9501 Satellite Blvd, Orlando, FL 32837
Business Hours
Mon - Fri: 9:00 AM - 6:00 PM EST